LIVE · 00:00:00 UTC
CHANGELOG
What's new.
Dashboard workspace and connected-finance foundation
- The signed-in homepage now presents your Compoundly Score, same-type assessment change, score trend, priority, and recent assessments in one focused workspace
- Choose and save two dashboard readings from savings rate, emergency fund, net worth, monthly surplus, debt-to-income, investment rate, total assets, and goal progress
- Dashboard controls and layouts now adapt cleanly across desktop, keyboard, touch, and phone-width use
Mobile navigation, Data Tools hub, Charts/Goals redesign, and homepage simplification
- Public pages now have a consistent, accessible hamburger menu on phones and tablets that includes all main destinations and CTAs
- Authenticated navigation hamburger is clearly visible and fully functional at narrow widths, including on iOS Safari
- New Data Tools page unifies statement imports, PDF/CSV history exports, and quick access to tools
- Charts and Goals now share a clean editorial workspace with prominent metric instruments and improved hierarchy
- Homepage simplified and redesigned with cleaner structure and interactive premium feature previews
- Assessment creation supports direct entry into document import mode via ?mode=import
- AI usage tracking now counts calls to both OpenAI and Anthropic services
Reliability fixes and security hardening
- Editing an assessment now keeps your original currency, preventing inconsistent multi-currency results
- Amounts entered with commas (like 1,000) are now read correctly across every assessment field
- If something goes wrong while saving an assessment, you now get a clear message instead of an error page
- Reactivating a canceled subscription now reliably picks up the right subscription
- Investment goal progress now tracks your actual investment holdings (stocks, bonds, crypto, gold, and other) instead of total assets
Agent Mode foundation and login reliability
- Added the foundation for agent-assisted onboarding, including a new agent signup API for guided account creation
- Agent-created accounts can now carry initial assessment details into the onboarding flow
- Improved account metadata so agent-created users can be identified and supported more clearly
Fix: Dependents and demographics now correctly prefilled from previous assessment
- When starting a new assessment, the wizard now correctly carries over Number of Dependents, Employment Status, and Risk Tolerance from your most recent previous assessment
Major performance improvements
- Assessment History and individual results pages load significantly faster
- Charts (trends, projections, goal progress, and property data) render more quickly
- Premium PDF and CSV exports complete faster, especially for users with many historical assessments
- Admin dashboard, analytics, users, and generated reports load with much less waiting
Track How Your Score Changed Since Last Time
- Your report now includes a "Your Score vs Last Time" card that compares your latest assessment to your previous one
- See your total point change at a glance, plus a plain-language summary of what drove it
- A category-by-category breakdown shows exactly which areas (emergency fund, savings rate, risk management, and more) went up or down since you last checked in
Simplified Homepage & Busy Theme Polish
- Simplified homepage — removed ticker strip, section numbers, and instrument section
- Replaced 6 generic toolkit cards with 3 premium differentiators: Smart Goals, AI Mentor, Statement Scan
- Assessment results page fully aligned with Busy theme — lighter weights, sharp corners, outline accents
- Fixed lime green illegibility in light mode — success color now dark green on light backgrounds
- Added missing danger color variable for consistent error styling
Light Theme & Homepage Showcase
- Light mode is now the default theme — respects your system preference, toggle anytime
- New homepage feature sections: scoring categories, wizard vs AI mentor, toolkit, and rank tiers
- Streamlined homepage copy — less text, more product
- Tighter mobile spacing across all marketing pages
- Legal pages now follow your theme preference instead of forcing dark mode
- Consistent Busy-theme navigation on changelog and all public pages
Faster Upgrade Flow
- Upgrade to Premium now goes straight to Stripe checkout — no extra steps
- Manage Billing goes directly to your Stripe billing portal
Apple Subscription Support
- Apple in-app purchase subscriptions are now recognised and honoured
- Profile page shows Apple subscription management instructions for iOS/Mac users
- Mobile API: subscription status endpoint for native clients
Google Sign-In
- Add Google OAuth sign-in — 'Continue with Google' button on sign-in and sign-up pages
- Profile completion page for new Google sign-ups: collects currency, gender, country, and date of birth
- Birthday pre-fill: date of birth is populated automatically if the user shares it with Google
- Existing email/password accounts are linked to Google automatically on first OAuth sign-in
- OAuth users skip password confirmation on account deletion and profile update
Automating New Assessments with document import
- Import from document: upload a CSV bank statement and let AI pre-fill your assessment automatically
- Import Review Panel: review and edit AI-extracted values on a single page before submitting — no wizard required
- Merchant memory: your answers from AI clarification rounds are remembered and applied automatically on future uploads
- Two-round AI clarification: AI asks follow-up questions when it needs more context, then refines its field estimates
- IBKR portfolio report support: brokerage CSV exports are condensed before AI analysis to stay within token limits
- Fix: score animation resets to zero when navigating back to results page
- Fix: retirement projection chart showed hardcoded USD symbol for non-USD users
- Fix: mortgage payment was zeroed when editing an assessment that has a payment but no tracked balance
Rental & Dividend Income, related changes, other fixes and improvements
- Fix savings rate scoring to include rental income — previously underscored landlords whose effective savings rate was high
- Fix stock allocation scoring to use investment-only denominator
- Fix debt-to-income ratio in discipline bonus to include rental and dividend income
- Add dividend income field — track dividend earnings separately from salary and factor into your financial score
- Property expenses now recorded as an annual figure, preventing silent understatement for rental property owners
- Assessment wizard now prefills property values (estimated value, rental income, expenses, tax) from your previous assessment
- Fix: Start Fresh correctly ignores all previous data including property cards
Public Changelog
- Add public changelog page with Flexoki-themed timeline
- Add Changelog link to homepage navigation for unsigned-in users
- Add Changelog link to site-wide footer and sitemap
Improve internal linking between pages
- Improve internal linking between key pages
Added an FAQ page, improvements to New Assessments page on mobile devices
- Build dedicated FAQ page with expandable questions
- Fix mobile assessment edit page with Skip to Summary button
- Fix scroll bounce hiding navigation buttons on edit page
Production Launch
- Restore public scoring page with score bands and rank system
- Unify navigation across all pages
- Launch Blog with the first post
- Fix homepage carousel double-skip and arrow key issues
Homepage & Mobile UX
- Add hamburger menu for mobile navigation
- Launch blog post system with branded typography and dark theme preview
- Unify admin dashboard with Flexoki theme and feedback management
- Fix scoring system bugs and rebalance discipline tiers
Rental Property Portfolio
- Add rental property portfolio tracking with equity and scoring bonuses
- Support multiple mortgage properties with custom expenses and rental data
- Redesign Sankey cash flow chart with smarter buckets and equity brackets
- Add property expenses, property tax fields, and rental cash flow chart
- Include rental data in PDF and CSV exports
Mobile & Onboarding
- Add touch swipe and mouse drag support to homepage carousel
- Fix mobile navigation with horizontally scrollable nav bar
- Fix Begin button cut off on mobile in assessment wizard
- Add apple-touch-icon and PWA manifest for iPhone home screen
- Auto-generate AI advice when user upgrades to premium
Data Security & Exports
- Encrypt all sensitive user data at rest with Active Record Encryption
- Add insurance, demographics, and risk management to assessments
- Implement server-side data gating and AI call limits overhaul
- Redesign navigation bar with improved mobile scrolling
- Score hero banner now reflects your assessment tier color