Get a 0–1000 score on your financial habits in about 5 minutes. No bank login. No spreadsheets. Free to start.
We score the habits — savings rate, emergency buffer, age-appropriate investing — not your bank balance.
You enter the numbers. You own the data. We never connect to your bank, and we never ask for account numbers or your SSN.
A guided 13-step wizard asks about income, savings, debts, investments and insurance. Manual entry only — nothing leaves your account. Takes about five minutes.
0–1000 across seven categories: savings rate, emergency buffer, portfolio, investment participation, discipline, risk, and retirement. Weighted to reward real wealth-building behavior.
Eight tiers from “What’s Compounding?” to “Ninja Compounder.” Retake monthly — the system rewards upward movement, not absolute wealth.
A guided wizard collects your numbers. An AI mentor tells you what to change first.
The unique tools that set Compoundly apart.
Set targets that auto-sync with your assessments. AI tracks progress and adjusts advice as your numbers change.
Context-aware coaching tuned to your actual data. Knows your score, your goals, and what to fix first.
Upload a bank statement. AI extracts your numbers and pre-fills the next assessment.
Every tier is achievable through habits alone. See full breakdown →
Free to start. No card. Full instrument. Add your numbers; the dial calibrates itself.
